Plaid Cymru

Areithiau a chwestiynau

Areithiau a chwestiynau yn y Cyfarfod Llawn ac mewn pwyllgorau, y diweddaraf yn gyntaf. Dyw gwaith y Llywydd a'r dirprwyon yn cadeirio'r Cyfarfod Llawn ddim wedi'i gynnwys.

5,536 o areithiau a chwestiynau

18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
And, Kate, you're in a slightly different sector, obviously, but, for vulnerable people and people who are struggling, how innovative can you be?
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
And we've heard some good stories from Richard and from Kate. But if I take it, if Rhianon will allow me, one step further, I suppose, and you've touched on it there in your answer, David: if we were making recommendations as to what could you do or how much…
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
We've heard a little bit, but David—. Yes.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
That's you done. Okay, I'll come over to Rhianon Passmore. Thank you, Rhianon.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
Any further questions, Mike?
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
Kate, then.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
And because it's a 0 per cent loan, there's no incentive to pay that back early.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
Back to Mike.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
It's nearly a tiding-over sort of loan, in very, very much layman's terms.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
And that loan was a zero-interest—
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
Anything else, Richard?
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
Obviously, Kate, you’ve answered this quite a bit, haven’t you, but maybe you wanted to come in with a bit more.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
To David, or—
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
Great. I'll bring in Mike Hedges.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
And was it dealing with officials, or did you deal with Ministers at all?
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
Was that more legal problems, or was it—? Two-and-a-half years is a rather long time to be involved. What were the barriers? Was it from the lender or was it more of the—?
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
Okay, thank you very much. I'll bring Peter Fox in, please. There we are, Peter.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
So, the payback term on that loan from the Government is quite short, then, is it, or—?
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
Okay. And then, I'm interested, with fair funding—. It's a little bit different, as you said, isn't it, Kate, with—. You had the guarantee as well as—. There's a bit of matching stuff together, then, for you. So, what was that process like, and what sort of…
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
And that was directly with the department.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
Similar sort of—?
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
So, it wasn't badged up as anything.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
No, you just—. The bank had money, and then you had to go through their normal application process.
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
That you'd go through with any high-street bank, or any other—
18 Gorffennaf 2024Finance Committee
Cyfalaf Trafodion Ariannol: Sesiwn dystiolaeth 2
Thank you. Great, okay. So, when you were applying for funding in different ways, either through the development bank or directly with Government, what sort of guidance had you had regarding the sort of application, or those conversations to understand what…